Financial Disclaimer & Risk Disclosure

Effective Date: January 1, 2025

IMPORTANT WARNING

THIS IS NOT FINANCIAL ADVICE. TRADING INVOLVES SUBSTANTIAL RISK OF LOSS.

The information provided by MyTradingBuddy.ai is for educational and informational purposes only. We strongly recommend that you consult with a licensed financial advisor or other qualified professional before making any trading or investment decisions.

1. General Disclaimer

MyTradingBuddy.ai is operated by Mango Villa LLC, a Wyoming Limited Liability Company. We provide an AI-powered educational platform that offers market analysis, trading insights, and educational content. We are not:

  • A registered investment advisor
  • A broker-dealer
  • A financial planning firm
  • A member of FINRA, SIPC, or any other financial regulatory body

Nothing on this platform should be construed as personalized financial, investment, trading, or tax advice.

2. AI Technology Limitations

Our AI technology has inherent limitations that you must understand:

2.1 Accuracy Limitations

  • AI analysis may contain errors, inaccuracies, or misleading information
  • AI predictions are based on historical patterns that may not repeat
  • The AI cannot account for all market variables or unexpected events
  • Technical errors or system malfunctions may occur
  • AI-generated content may be outdated by the time you view it

2.2 No Predictive Guarantee

Our AI CANNOT predict future market movements with certainty. Any analysis or insights provided are based on historical data and statistical patterns, which are not reliable indicators of future performance.

2.3 Potential AI Risks

  • AI may "hallucinate" or generate false information
  • AI may misinterpret market data or charts
  • AI analysis may be biased based on training data
  • AI may not understand context or nuance in market conditions

2.4 Disclaimer on Trading Theories and Concepts

Any references to trading theories, such as Smart Money Concepts (SMC), Inner Circle Trader (ICT), or other analytical frameworks, are for educational and informational purposes only. Our AI analyzes markets based on common interpretations of these theories, but this analysis should not be considered an endorsement or a definitive guide.

  • The AI's application of these theories may be altered or adapted for analytical purposes.
  • We do not claim that these theories are a guaranteed solution for profitability.
  • All analysis is provided to the best of the AI's ability for educational insight and should be critically evaluated by the user.

3. Trading Risk Disclosure

TRADING STOCKS, OPTIONS, FUTURES, FOREX, CRYPTOCURRENCIES, AND OTHER FINANCIAL INSTRUMENTS CARRIES A HIGH LEVEL OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS.

3.1 Risk of Loss

  • You may lose some or all of your invested capital
  • Leverage can lead to large losses as well as gains
  • You may lose more money than your initial deposit
  • Trading on margin increases financial risks
  • Past performance is NEVER indicative of future results

3.2 Market Risks

  • Market volatility can result in rapid and substantial losses
  • Liquidity risk may prevent you from exiting positions
  • Gaps in market prices can occur, especially overnight or over weekends
  • Slippage may result in orders being filled at worse prices than expected
  • Market manipulation and unexpected events can cause severe losses

4. CFTC Rule 4.41 — Prescribed hypothetical / simulated performance statement (17 CFR § 4.41(b)(1)(i))

These results are based on simulated or hypothetical performance results that have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. Also, because these trades have not actually been executed, these results may have under-or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated or hypothetical trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown.

Trading performance displayed herein is hypothetical. Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance trading results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

5. Regulatory Disclaimers

5.1 U.S. Government Required Disclaimer

U.S. Government Required Disclaimer – Commodity Futures Trading Commission. Futures and Options trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Don’t trade with money you can’t afford to lose. This is neither a solicitation nor an offer to Buy/Sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this web site. The past performance of any trading system or methodology is not necessarily indicative of future results.

5.2 General Trading Notice

Trade at your own risk. The information provided here is of the nature of a general comment only and neither purports nor intends to be, specific trading advice. It has been prepared without regard to any particular person’s investment objectives, financial situation and particular needs. Information should not be considered as an offer or enticement to buy, sell or trade.

You should seek appropriate advice from your broker, or licensed investment advisor, before taking any action. Past performance does not guarantee future results. Simulated performance results contain inherent limitations. Unlike actual performance records the results may under or over compensate for such factors such as lack of liquidity. No representation is being made that any account will or is likely to achieve profits or losses to those shown.

5.3 Risk of Loss

The risk of loss in trading can be substantial. You should therefore carefully consider whether such trading is suitable for you in light of your financial condition.

If you purchase or sell Equities, Futures, Currencies or Options you may sustain a total loss of the initial margin funds and any additional funds that you deposit with your broker to establish or maintain your position. If the market moves against your position, you may be called upon by your broker to deposit a substantial amount of additional margin funds, on short notice in order to maintain your position. If you do not provide the required funds within the prescribed time, your position may be liquidated at a loss, and you may be liable for any resulting deficit in your account.

Under certain market conditions, you may find it difficult or impossible to liquidate a position. This can occur, for example, when the market makes a “limit move.” The placement of contingent orders by you, such as a “stop-loss” or “stop-limit” order, will not necessarily limit your losses to the intended amounts, since market conditions may make it impossible to execute such orders.

5.4 SEC and FINRA Notice

As noted by the SEC and FINRA in their investor alerts about AI and investment fraud: AI-generated information might rely on data that is inaccurate, incomplete, or misleading. Be cautious about using AI-generated information to make investment decisions.

6. Your Responsibilities and Account Risks

By using MyTradingBuddy.ai, you acknowledge and agree that:

  • You are solely responsible for your trading and investment decisions
  • All trades executed based on our AI analysis are YOUR SOLE RESPONSIBILITY
  • You will not rely solely on our AI analysis for trading decisions
  • You will conduct your own research and due diligence
  • You will only trade with money you can afford to lose
  • You understand all the risks involved in trading
  • You will seek advice from licensed professionals when needed

IMPORTANT ACCOUNT WARNINGS:

  • Your account can be terminated at any time for any reason without refund
  • All your data and content becomes our property when you use our Service
  • We can change prices at any time and require you to pay the new price
  • You have no ownership rights to any content or analysis you create
  • System abuse or any behavior we deem inappropriate will result in immediate termination

7. Information Currency

Financial markets move rapidly. Information provided by our AI may be outdated by the time you view it. We do not guarantee that any information is current, complete, or accurate at the time of your trading decision.

8. Third-Party Information

Our AI may analyze or reference information from third-party sources. We do not verify the accuracy of third-party information and are not responsible for any errors or omissions in such information.

9. No Warranty

THE INFORMATION AND ANALYSIS PROVIDED BY MYTRADINGBUDDY.AI IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

10. Limitation of Liability

IN NO EVENT SHALL MANGO VILLA LLC, MYTRADINGBUDDY.AI, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO TRADING LOSSES, LOST PROFITS, OR LOSS OF DATA, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR SERVICE.

11. Professional Advice Recommended

WE STRONGLY RECOMMEND:

  • Consult with a licensed financial advisor before making investment decisions
  • Speak with a tax professional about the tax implications of trading
  • Understand your local regulations regarding trading and investments
  • Consider your financial situation, investment objectives, and risk tolerance

12. Contact Information

If you have questions about this disclaimer:

Mango Villa LLC
Operating as: MyTradingBuddy.ai
Address: 30 N Gould St Ste R, Sheridan, Wyoming 82801
Email: hello@mytradingbuddy.ai
Website: https://mytradingbuddy.ai

FINAL WARNING

IF YOU DO NOT FULLY UNDERSTAND AND ACCEPT ALL THE RISKS INVOLVED IN TRADING, DO NOT USE THIS SERVICE.

By using MyTradingBuddy.ai, you acknowledge that you have read, understood, and accepted all the risks and disclaimers outlined in this document.